Nokia N95, I live in the States but travel abroad quite a bit.?

I am interested in buying the N95 but there are so many versions that I'm not sure which one to get, the N95-3 or N95-4 or N95-100!????

They all seem to GSM 850/900/1800/1900 but the Overseas version utilizes HSDPA/WCDMA 2100 band while the US version utilizes HSDPA/WCDMA 1900 band. So confused. Will the North American version work overseas as well as the other one and vice - versa. help!

yes it will work

American 3G (I mean North and South America) uses UMTS 850/1900 band for 3G, so an American version would use those. Europe and Asia use UMTS 2100, but almost all GSM phones use GSM 850/900/1800/1900 for voice calls. However, phones in Japan and South Korea MUST use UMTS 2100 because other bands have been phased out in those areas. So for example, if you buy the American one, it will work in Europe and Asia but you will not be able to get 3G, just like the European/Asian one will work in America, but it will not be able to get 3G in America. But on Nokia's website they say that the 8GB model works on UMTS 850/1900/2100, so it will be able to get 3G service in America, Europe, and Asia.