This is quite strange, i didnt need any money when I moved to china and I arrived on a tourist visa. Maybe the olympics have screwed things up? Do you live in beijing? but my friend came to visit me and didnt need any money either, just a letter of invitation from me as well as proof that i live and work here but no cash. Maybe she is applying for a wrong visa? like a 6 month travel visa, but if shes getting a 3 month with one entry then it shouldnt be a problem. If they want proof of cash before she gets the airline ticket she could always fly to hong kong then walk over, its easy enough ans HK is sweet. Hope everything works out!
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